Integrative Wealth Management

TMG employs a proprietary Integrative Wealth Management Process (“IWMP”) to help you make the most of your assets and enhance your life by realizing your personal and financial goals.

IWMP It takes into account the entirety of your financial plan, estate plan, investment program, life plan and future vision, with the known constraints of individual preferences, tax considerations, cash flow or liquidity needs, and the uncertainties of the future. TMG experts and relationship managers guide you through each step of the IWMP, tailoring the experience to increase your peace of mind and your financial confidence. Only the most elite wealth management firms can effectively offer this service combining all aspects of your financial life with your individual preferences and tomorrow's unknowns.

Our proprietary Integrated Wealth Management Process can be expressed by the formula:

IWMP = IM + AFP + RM

IWMP combines Investment Management (“IM”) plus Advanced Financial Planning (“AFP”) with Relationship Management (“RM”). Here are the component parts:

Investment Management We provide a complete process for the design, implementation and monitoring of the investment portfolio we manage. We integrate the design and management with your over-arching financial goals and the application of our advanced planning processes.

Advanced Financial Planning has five major components: Personal Financial Blueprinting; Wealth Enhancement; Wealth Transfer; Wealth Protection; and Philanthropic Giving.

Personal financial blueprint It’s impossible to construct an Integrated Wealth Management Program without a financial plan. We build a complex interactive financial model (blueprint), which incorporates financial and non-financial information, goal setting, and uses simulation techniques to assess the probability of future outcomes.

Wealth Enhancement seeks to produce the best possible investment returns consistent with your risk tolerance, while minimizing the tax impact on these returns.

Wealth Transfer seeks to find and facilitate the most tax-efficient way to pass assets to succeeding generations, and does so in a way that specifically meets your wishes.

Asset Protection reduces the risk of losing your assets to potential creditors, litigants, children’s spouses, potential ex-spouses, and catastrophic events.

Philanthropic Giving helps you fulfill your charitable intent, and can often support your objectives in the other three advanced financial planning areas.

Relationship Management. Exceptional financial strategy involves providing effective counsel. Your relationship manager will direct your discussions with our team of experts and coordinate with outside experts such as legal counsel. Our goal is to help you integrate and optimize your financial, social, and intellectual capital to affect family and society in a manner consistent with your values. Each member of your TMG team clearly understands the importance of these relationships as we help you use your wealth to gain peace of mind while adding significance and meaning to your life.